Renting provides the most flexibility and has a 12 month payment term. If you're unsure about your equipment, or are thinking about trying out a new piece of gear, or want your equipment to grow with your business, then renting may be for you. Renting has three end-of-term options (buy it out, return it, or turn it into a lease-to-own), so you stay flexible and are able to make decisions that best suit your growing business.

Leasing offers you the lowest monthly costs, with 1 to 5 year payment terms. If you operate an established business, or know exactly what equipment you want, and value ownership over flexibility, then traditional leasing may be for you. Pay over time, enjoy the tax benefits, and own the equipment outright at the end of the term.

Yes, there are tax benefits with renting. However, we are not tax advisors, so we'd encourage you to speak with a tax professional to better understand how renting can provide tax benefits.

You may still be eligible for financing. You can contact us and we can connect you with one of our financing partners, and they will be able to quickly assess whether or not you'd be eligible for financing.

Great! We're happy to work with new businesses.

As the renter, you’re responsible for properly insuring your equipment, servicing, and maintenance. If the equipment breaks down this is a manufacturer warranty issue and you will need to contact the manufacturer to arrange repair or replacement as per their terms and conditions.

SilverChef is a finance provider to the hospitality industry. SilverChef have been behind the industry since 1986, financing more than 50,000 hospitality businesses and investing more than $1 billion and counting across Australia, New Zealand, and Canada. They are also a certified B Corp.

And it's important to note that they are a finance provider, not a broker. This means they deal directly with you, providing you with full-service support and communication beyond the initial transaction.

You can finance standard and non-standard equipment.

Standard means it has a serial number and is a long-lasting item like an oven, fridge, or dishwasher. Non-standard items are harder to remarket: like custom-built rangehoods and benchtops, or things like tables and chairs.

Non-standard equipment can't exceed 30% of your total equipment purchased.

Smaller and cheaper assets — like plates, cooking utensils, and waste bins — are better purchased outright.